.insurance-main {
  padding-top: 110px;
  min-height: 100vh;
  background: #F5F5F5;
}

.insurance-types-main {
  position: relative;
}

.insurance-fluid {
  max-width: none;
  width: 100%;
  margin-inline: auto;
  padding-inline: 1.25rem;
}

.insurance-main > .insurance-fluid {
  margin: 0;
  border: 0;
  border-radius: 0;
  background: transparent;
}

.insurance-types-hero {
  background: linear-gradient(145deg, #ffffff, #f4f8ff);
  border: 1px solid rgba(31, 42, 55, 0.1);
  border-radius: 22px;
  padding: 1.4rem 1rem;
  box-shadow: 0 18px 36px -30px rgba(31, 42, 55, 0.42);
}

.insurance-types-title {
  margin: 0;
  font-size: clamp(2rem, 3.8vw, 3rem);
  color: #1F2F3F;
  font-weight: 800;
}

.insurance-types-subtitle {
  margin: 0.85rem auto 0;
  color: rgba(31, 42, 55, 0.75);
  max-width: 70ch;
}

.types-hero-media {
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid rgba(31, 42, 55, 0.1);
  background: #eef4fb;
  box-shadow: 0 18px 36px -28px rgba(31, 42, 55, 0.45);
}

.types-hero-media img {
  width: 100%;
  height: 290px;
  object-fit: contain;
  object-position: center;
  display: block;
  background: #ffffff;
}

.insurance-types-note {
  display: inline-flex;
  margin-top: 1rem;
  border-radius: 999px;
  border: 1px solid rgba(31, 42, 55, 0.12);
  color: #1F2F3F;
  background: #f4f8fc;
  padding: 0.35rem 0.82rem;
  font-size: 0.88rem;
  font-weight: 700;
}

.insurance-types-grid {
  margin-top: 0.55rem;
}

.insurance-type-link {
  display: block;
  height: 100%;
}

.insurance-type-card {
  height: 100%;
  min-height: 248px;
  aspect-ratio: 10 / 8;
  border: 1px solid rgba(255, 255, 255, 0.26);
  border-radius: 14px;
  background: #1F2F3F;
  overflow: hidden;
  position: relative;
  box-shadow: 0 16px 30px -22px rgba(11, 18, 32, 0.56);
  opacity: 0;
  transform: translateY(16px) scale(0.98);
  animation: cardIn 0.62s cubic-bezier(.22,1,.36,1) forwards;
  transition: transform 0.34s cubic-bezier(.22,1,.36,1), box-shadow 0.34s ease, border-color 0.28s ease, filter 0.28s ease;
}

.insurance-types-grid > div:nth-child(1) .insurance-type-card { animation-delay: 0.06s; }
.insurance-types-grid > div:nth-child(2) .insurance-type-card { animation-delay: 0.12s; }
.insurance-types-grid > div:nth-child(3) .insurance-type-card { animation-delay: 0.18s; }
.insurance-types-grid > div:nth-child(4) .insurance-type-card { animation-delay: 0.24s; }
.insurance-types-grid > div:nth-child(5) .insurance-type-card { animation-delay: 0.30s; }
.insurance-types-grid > div:nth-child(6) .insurance-type-card { animation-delay: 0.36s; }
.insurance-types-grid > div:nth-child(7) .insurance-type-card { animation-delay: 0.42s; }
.insurance-types-grid > div:nth-child(8) .insurance-type-card { animation-delay: 0.48s; }
.insurance-types-grid > div:nth-child(9) .insurance-type-card { animation-delay: 0.54s; }
.insurance-types-grid > div:nth-child(10) .insurance-type-card { animation-delay: 0.60s; }

@keyframes cardIn {
  0% {
    opacity: 0;
    transform: translateY(16px) scale(0.98);
    filter: blur(1.5px);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
    filter: blur(0);
  }
}

.insurance-type-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0,0,0,0.82), rgba(0,0,0,0.2));
  z-index: 2;
  pointer-events: none;
}

.insurance-type-card::after {
  content: "";
  position: absolute;
  inset: -140% -40%;
  background: linear-gradient(105deg, transparent 40%, rgba(255, 255, 255, 0.26) 50%, transparent 60%);
  transform: translateX(-32%) rotate(8deg);
  opacity: 0;
  transition: opacity 0.35s ease;
  z-index: 2;
  pointer-events: none;
}

.insurance-type-link:hover .insurance-type-card,
.insurance-type-link:focus-visible .insurance-type-card {
  transform: translateY(-6px) scale(1.012);
  border-color: rgba(200, 164, 90, 0.62);
  box-shadow: 0 24px 42px -20px rgba(11, 40, 95, 0.42);
  filter: saturate(1.04);
}

.insurance-type-link:hover .insurance-type-card::after,
.insurance-type-link:focus-visible .insurance-type-card::after {
  opacity: 1;
  animation: sweepShine 1.25s ease forwards;
}

.insurance-type-thumb {
  position: absolute;
  inset: 0;
  height: 100%;
  padding: 0;
}

.insurance-type-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  border-radius: 0;
  transition: transform 0.6s cubic-bezier(.2,.8,.2,1), filter 0.35s ease;
  background: #ffffff;
}

.insurance-type-link:hover .insurance-type-thumb img,
.insurance-type-link:focus-visible .insurance-type-thumb img {
  transform: scale(1.08);
  filter: saturate(1.08) contrast(1.03);
}

.insurance-type-content {
  position: absolute;
  right: 0;
  left: 0;
  bottom: 0;
  z-index: 3;
  padding: 0.66rem;
}

.insurance-type-content h2 {
  margin: 0;
  min-height: auto;
  font-size: clamp(1.02rem, 1.35vw, 1.2rem);
  line-height: 1.3;
  color: #ffffff;
  font-weight: 800;
}

.insurance-type-content p {
  margin: 0.32rem 0 0;
  color: rgba(236, 246, 255, 0.92);
  font-size: 0.82rem;
  line-height: 1.48;
  max-width: 58ch;
}

.insurance-type-action {
  margin-top: 0.4rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 34px;
  padding: 0.3rem 0.74rem;
  border-radius: 999px;
  background: linear-gradient(135deg, #1F2F3F, #C8A45A);
  border: 1px solid rgba(255,255,255,0.34);
  color: #ffffff;
  font-weight: 800;
  font-size: 0.78rem;
  opacity: 0;
  transform: translateY(10px);
  transition: opacity 0.28s ease, transform 0.28s ease, filter 0.28s ease;
}

.insurance-type-link:hover .insurance-type-action,
.insurance-type-link:focus-visible .insurance-type-action {
  opacity: 1;
  transform: translateY(0);
}

.insurance-type-link:hover .insurance-type-action {
  filter: brightness(1.06);
}

.insurance-detail-wrap {
  padding-bottom: 2.2rem;
}

@keyframes sweepShine {
  0% { transform: translateX(-35%) rotate(8deg); }
  100% { transform: translateX(35%) rotate(8deg); }
}

.detail-card {
  border: 1px solid rgba(31, 42, 55, 0.12);
  border-radius: 24px;
  overflow: hidden;
  background: #ffffff;
  box-shadow: 0 24px 40px -32px rgba(31, 42, 55, 0.55);
}

.detail-image-side {
  min-height: 400px;
  display: grid;
  place-items: center;
  padding: 0;
  position: relative;
  overflow: hidden;
}

.detail-card.tone-teal .detail-image-side { background: #dcedf2; }
.detail-card.tone-blue .detail-image-side { background: #dfe8f7; }
.detail-card.tone-gold .detail-image-side { background: #efe5c7; }
.detail-card.tone-green .detail-image-side { background: #dcefe4; }
.detail-card.tone-rose .detail-image-side { background: #ead8df; }
.detail-card.tone-slate .detail-image-side { background: #dde5ef; }

.detail-image-side::before,
.detail-image-side::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.25);
  animation: floatBubble 6s ease-in-out infinite;
}

.detail-image-side::before {
  width: 88px;
  height: 88px;
  right: 28px;
  top: 18px;
}

.detail-image-side::after {
  width: 70px;
  height: 70px;
  left: 24px;
  bottom: 20px;
  animation-delay: 1.8s;
}

@keyframes floatBubble {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

.detail-image-side img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
  filter: none;
}

.detail-content-side {
  padding: 2rem 1.45rem;
}

.detail-badge {
  display: inline-flex;
  border-radius: 999px;
  padding: 0.35rem 0.76rem;
  color: #1F2F3F;
  background: #edf4fc;
  border: 1px solid rgba(31, 42, 55, 0.12);
  font-size: 0.82rem;
  font-weight: 700;
}

.detail-title {
  margin: 0.82rem 0 0;
  color: #1F2F3F;
  font-size: clamp(1.8rem, 3.2vw, 2.8rem);
  font-weight: 800;
  line-height: 1.25;
}

.detail-description {
  margin: 0.75rem 0 0;
  color: rgba(31, 42, 55, 0.79);
  font-size: 1.06rem;
}

.detail-list {
  margin: 1.05rem 0 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 0.52rem;
}

.detail-list li {
  border: 1px solid rgba(31, 42, 55, 0.1);
  border-radius: 11px;
  background: #f7fafc;
  padding: 0.56rem 0.72rem;
  color: #1F2F3F;
  font-weight: 600;
  opacity: 0;
  transform: translateY(8px);
  animation: listIn 0.45s ease forwards;
}

.detail-list li:nth-child(1) { animation-delay: 0.12s; }
.detail-list li:nth-child(2) { animation-delay: 0.2s; }
.detail-list li:nth-child(3) { animation-delay: 0.28s; }

@keyframes listIn {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.detail-actions {
  margin-top: 1.2rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
}

.detail-btn {
  border-radius: 999px;
  padding: 0.56rem 1.08rem;
  font-weight: 800;
}

.detail-btn-primary {
  border: 0;
  color: #ffffff;
  background: #C8A45A;
}

.detail-btn-primary:hover,
.detail-btn-primary:focus {
  color: #ffffff;
  background: #158786;
}

.detail-btn-secondary {
  border: 1px solid rgba(31, 42, 55, 0.2);
  color: #1F2F3F;
  background: #ffffff;
}

.detail-btn-secondary:hover,
.detail-btn-secondary:focus {
  color: #1F2F3F;
  background: #f3f7fb;
}

@media (max-width: 991.98px) {
  .insurance-main {
    padding-top: 94px;
  }

  .insurance-types-hero {
    padding: 1rem 0.85rem;
    border-radius: 16px;
  }

  .types-hero-media img {
    height: 240px;
  }

  .insurance-type-thumb {
    height: 100%;
  }

  .insurance-types-grid {
    margin-top: 0.35rem;
  }

  .insurance-type-card {
    min-height: 220px;
    border-radius: 12px;
  }

  .insurance-type-content {
    padding: 0.58rem;
  }

  .insurance-type-content h2 {
    font-size: 0.98rem;
  }

  .insurance-type-content p {
    font-size: 0.78rem;
    line-height: 1.42;
  }

  

  .detail-image-side {
    min-height: 320px;
  }

  .detail-title {
    font-size: 2.05rem;
  }

  .insurance-type-action {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 575.98px) {
  .insurance-type-card { min-height: 270px; }

  .detail-image-side {
    min-height: 240px;
  }
}

@media (prefers-reduced-motion: reduce) {
  .insurance-type-card,
  .detail-list li,
  .detail-image-side::before,
  .detail-image-side::after {
    animation: none !important;
  }

  .insurance-type-link:hover .insurance-type-card,
  .insurance-type-link:hover .insurance-type-thumb img {
    transform: none;
  }

  .insurance-type-card::after {
    animation: none !important;
    opacity: 0 !important;
  }
}


@media (min-width: 1400px) {
  .insurance-fluid {
    padding-inline: 1.6rem;
  }
}

@media (max-width: 991.98px) {
  .insurance-fluid {
    padding-inline: 0.75rem;
  }
}


@media (max-width: 575.98px) {
  .types-hero-media img {
    height: 200px;
  }
}


@media (max-width: 575.98px) {
  .insurance-type-content h2 {
    min-height: auto;
  }
}

/* Professional Insurance Pages Refinement */
.insurance-main {
  background:
    radial-gradient(circle at 9% 10%, rgba(201, 162, 74, 0.11), transparent 34%),
    radial-gradient(circle at 92% 0%, rgba(31, 42, 55, 0.1), transparent 31%),
    #F5F5F5;
}

.insurance-types-hero,
.detail-card,
.insurance-type-card {
  border-color: rgba(31, 42, 55, 0.12);
}

.insurance-type-card,
.detail-card {
  box-shadow: 0 20px 42px -30px rgba(31, 42, 55, 0.5);
}

.insurance-type-content h2 {
  letter-spacing: -0.01em;
}

.insurance-type-action {
  text-decoration: underline;
  text-underline-offset: 4px;
  text-decoration-thickness: 1.5px;
}

.detail-actions .detail-btn {
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}

/* Premium detail page redesign overrides */
.insurance-detail-wrap {
  display: grid;
  gap: 1rem;
}

.detail-card {
  position: relative;
  overflow: hidden;
  border: 0;
  border-radius: 22px;
  min-height: 460px;
  background: #1F2F3F;
}

.detail-card .row {
  min-height: 460px;
}

.detail-image-side {
  position: absolute;
  inset: 0;
  min-height: 100%;
  padding: 0;
}

.detail-image-side::before,
.detail-image-side::after {
  display: none;
}

.detail-image-side img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  filter: none;
}

.detail-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, rgba(11, 18, 32, 0.85), rgba(0, 56, 168, 0.64), rgba(11, 18, 32, 0.86));
  z-index: 1;
}

.detail-content-side {
  position: relative;
  z-index: 2;
  max-width: 780px;
  padding: clamp(1.2rem, 2.8vw, 2.2rem);
  color: #ffffff;
}

.detail-badge {
  background: rgba(255, 255, 255, 0.16);
  border-color: rgba(255, 255, 255, 0.36);
  color: #ffffff;
}

.detail-title {
  color: #ffffff;
}

.detail-description {
  color: rgba(238, 248, 255, 0.94);
}

.detail-list li {
  border-color: rgba(255, 255, 255, 0.24);
  background: rgba(255, 255, 255, 0.12);
  color: #ffffff;
}

.detail-btn-primary {
  background: linear-gradient(135deg, #1F2F3F, #C8A45A);
  border: 1px solid rgba(255, 255, 255, 0.28);
}

.detail-btn-primary:hover,
.detail-btn-primary:focus {
  background: linear-gradient(135deg, #0a4ac6, #14d8be);
}

.detail-btn-secondary {
  border-color: rgba(255, 255, 255, 0.46);
  color: #ffffff;
  background: rgba(255, 255, 255, 0.12);
}

.detail-btn-secondary:hover,
.detail-btn-secondary:focus {
  color: #1F2F3F;
  background: #ffffff;
}

.detail-plus-section {
  border: 1px solid rgba(31, 42, 55, 0.12);
  border-radius: 20px;
  background: linear-gradient(180deg, #ffffff, #f4f9ff);
  box-shadow: 0 16px 34px -24px rgba(11, 18, 32, 0.28);
  padding: 1rem;
}

.detail-plus-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.75rem;
}

.detail-plus-card {
  border: 1px solid rgba(31, 42, 55, 0.1);
  border-radius: 14px;
  background: #ffffff;
  padding: 0.85rem 0.82rem;
}

.detail-plus-card h2 {
  margin: 0 0 0.5rem;
  font-size: clamp(1.08rem, 1.7vw, 1.3rem);
  color: #1F2F3F;
  font-weight: 800;
}

.detail-plus-card ul {
  margin: 0;
  padding: 0 1rem 0 0;
  color: rgba(11, 18, 32, 0.82);
  line-height: 1.8;
}

.detail-plus-card li + li {
  margin-top: 0.28rem;
}

.detail-trust-strip {
  margin-top: 0.9rem;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 0.6rem;
}

.detail-trust-strip article {
  border-radius: 12px;
  border: 1px solid rgba(31, 42, 55, 0.12);
  background: #ffffff;
  text-align: center;
  padding: 0.62rem 0.45rem;
}

.detail-trust-strip strong {
  display: block;
  color: #1F2F3F;
  font-size: 1.2rem;
  font-weight: 900;
}

.detail-trust-strip span {
  color: rgba(11, 18, 32, 0.78);
  font-size: 0.84rem;
  font-weight: 700;
}

.detail-pricing-box {
  margin-top: 0.9rem;
  border: 1px solid rgba(31, 42, 55, 0.12);
  border-radius: 14px;
  background: #ffffff;
  padding: 0.9rem;
}

.detail-pricing-box h2 {
  margin: 0 0 0.45rem;
  color: #1F2F3F;
  font-size: clamp(1.15rem, 1.9vw, 1.45rem);
}

.detail-pricing-box p {
  margin: 0;
  color: rgba(11, 18, 32, 0.82);
  line-height: 1.8;
}

.pricing-equation {
  margin-top: 0.6rem;
  border-radius: 12px;
  border: 1px dashed rgba(0, 56, 168, 0.4);
  background: linear-gradient(180deg, #eef5ff, #e8f2ff);
  padding: 0.65rem 0.72rem;
  color: #1F2F3F;
  font-weight: 700;
}

.pricing-equation strong {
  color: #1F2F3F;
}

.pricing-note {
  margin-top: 0.5rem !important;
  font-size: 0.9rem;
}

.detail-final-cta {
  margin-top: 0.95rem;
  border-radius: 16px;
  background: linear-gradient(135deg, #1F2F3F, #C8A45A);
  color: #ffffff;
  text-align: center;
  padding: 1rem 0.85rem;
}

.detail-final-cta h2 {
  margin: 0;
  color: #ffffff;
  font-size: clamp(1.35rem, 2.5vw, 2rem);
  font-weight: 900;
}

.detail-final-cta p {
  margin: 0.52rem auto 0;
  max-width: 60ch;
  color: rgba(237, 250, 255, 0.96);
}

.detail-final-actions {
  margin-top: 0.85rem;
  display: flex;
  justify-content: center;
  gap: 0.55rem;
  flex-wrap: wrap;
}

.detail-final-btn {
  border-radius: 999px;
  min-height: 48px;
  min-width: 170px;
  padding: 0.62rem 1.08rem;
  font-weight: 800;
  background: #ffffff;
  color: #1F2F3F;
  border: 1px solid rgba(255, 255, 255, 0.28);
}

.detail-final-btn:hover,
.detail-final-btn:focus {
  color: #1F2F3F;
  background: #edf8ff;
}

.detail-final-btn-alt {
  background: rgba(255, 255, 255, 0.15);
  color: #ffffff;
  border-color: rgba(255, 255, 255, 0.52);
}

.detail-final-btn-alt:hover,
.detail-final-btn-alt:focus {
  color: #1F2F3F;
  background: #ffffff;
}

@media (max-width: 991.98px) {
  .detail-card,
  .detail-card .row {
    min-height: 390px;
  }

  .detail-plus-grid {
    grid-template-columns: 1fr;
  }

  .detail-content-side {
    padding: 1.1rem 0.95rem;
  }
}

@media (max-width: 575.98px) {
  .detail-trust-strip {
    grid-template-columns: 1fr;
  }
}